GAP Insurance: Product Guide

If your vehicle is written off or stolen the amount you get back from your insurance company is likely to be a lot less than the amount you paid for the vehicle. If you have used vehicle finance, the amount you get back could also be less than the money you still owe, leaving you with a painful financial gap.

At InsuretheGap.com we have a range of products to suit the needs of different motorists, giving peace of mind that should the worst happen you’re not left out of pocket. Our policies are designed to provide GAP insurance for cars, vans and motorbikes and provide protection whether you’re using vehicle finance or not.

When you get a quote, our website will help filter the appropriate products for you based on the answers you provide, but you can familiarise yourself in advance with all of the options available within this section of the site.

Combined Total Loss GAP Insurance

Combined Total Loss GAP Insurance

This policy covers all eventualities, covering the GAP between your main motor insurance settlement, the price you paid for the vehicle and any outstanding finance.

Return to Invoice GAP Insurance

Return to Invoice GAP Insurance

This popular policy covers the GAP between your motor insurance settlement and the amount you originally paid for your vehicle. Including factory or dealership fitted options.

Vehicle Finance GAP Insurance

Vehicle Finance GAP Insurance

If a large proportion of your vehicle is funded by finance you could end up owing the finance company more than your insurance settlement. This policy covers the GAP.

Vehicle Replacement GAP Insurance

Vehicle Replacement GAP Insurance

Covers the GAP between the invoice price of the vehicle you bought and the price of an equivalent model at the time that your vehicle is written off or stolen.

Total Loss Assistance GAP Insurance

Total Loss Assistance GAP Insurance

This is an optional upgrade which is available alongside the purchase of a GAP insurance policy through InsuretheGap.com. Total Loss Assistance is designed to pay customers a fixed benefit amount in the event that they suffer a total loss on their purchased vehicle and protects against some of the additional out of pocket expenses associated with the inconvenience of having a vehicle written off or stolen.