If you’ve paid for your vehicle using a finance arrangement you could have two gaps to think about. The first is the gap between the value of the car at the time of the loss, and the amount you paid for it. The second is the potential shortfall between your insurance settlement and the balance on any outstanding finance. With a Combined Total Loss GAP insurance policy, you’ll have it covered.
If you suffer a total loss due to your vehicle being written off or stolen and you used a finance agreement to pay for the majority of the vehicle the settlement from your comprehensive motor insurance company is likely to be much less the amount that you still owe in finance. As your motor insurance policy is likely to pay out on the current market value of your vehicle at the time of the loss, the amount you get will also be much lower than the amount you paid for your vehicle. If you InsuretheGap with a Combined Total Loss GAP Insurance policy, you have the added peace of mind that you’re covered whichever gap is the greatest.
£80,000
£20,000 Cash
£65,370 Finance*
£50,000
Open Monday - Friday 9.30am - 5pm
0203 305 6767 
"InsuretheGap.com" and “halo" are registered trademarks. InsuretheGap.com is a trading name of Halo Insurance Services Limited, a company registered in England and Wales Company No. 06929208. Halo Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Register Number 504629
Combined Total Loss GAP Insurance Fortegra Europe Insurance Company Ltd (Malta Company Registration Number C 84703), Office 13, SOHO Office The Strand, Fawwara Building, Triq I-Imsida, Gzira, GZR 1401, Malta. Fortegra Europe Insurance Company Ltd is authorized under the Insurance Business Act 1998 of the laws of Malta to carry out general business, and is regulated by the Malta Financial Services Authority, Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority under reference number 805770, and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permission Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
Combined Total Loss GAP Insurance You must be at least 18 years of age.
Any drivers of the vehicle must holds the appropriate licence to drive the insured vehicle.
The insured vehicle must be covered by a comprehensive motor insurance policy.
The vehicle must only be used for private or commercial use e.g. Not used as a taxi, courier or delivery services.
The insured vehicle must not be older than 10 years at the start of this policy
