GAP Insurance from

GAP Insurance is essential for anyone looking to safeguard their finances in the event their vehicle is written off or stolen.

If your vehicle is declared a total loss by your motor insurer, they will only pay out up to the current market value of your vehicle, not what you originally paid for it.

This results in a shortfall in funds when it comes to replacing or paying off your affected vehicle.

This is where GAP Insurance comes in...

GAP insurance bridges the gap between what your motor insurance pays out and what you originally paid for the vehicle - meaning you're not left out of pocket or left paying finance for a vehicle you no longer have.

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GAP Insurance Products

If your vehicle is written off or stolen, you could end up with a large GAP to pay after you receive your settlement from your motor insurer. Protect yourself with GAP Insurance from

combined total loss

Total Loss (Combined) GAP Insurance

Combined Total Loss GAP Insurance pays the gap between your insurance settlement and what you paid for your vehicle, or your outstanding finance balance.

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return to invoice new

Return to Invoice - RTI - GAP Insurance

Our Return to Invoice GAP Insurance pays the gap between what you paid for your vehicle and your motor insurance settlement. Get an instant quote today!

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finance new

Vehicle Finance GAP Insurance

If a large proportion of your vehicle is funded by finance you could end up owing the finance company more than your insurance settlement. This policy covers the GAP.

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vehicle replacement new

Vehicle Replacement - VRI - GAP Insurance

Our Vehicle Replacement GAP Insurance pays the gap between your insurance settlement and what it would cost to replace your car on a like-for-like basis.

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What is GAP Insurance?

GAP Insurance stands for Guaranteed Asset Protection Insurance. GAP Insurance is designed to protect you against the financial shortfall that you may be exposed to if your vehicle is subject to an insurance “total loss” in the event your vehicle is written off or stolen.

When this happens, your comprehensive motor insurer will base their settlement on the current market value of the vehicle at the time of the loss, potentially leaving a big gap between what you paid for the vehicle and what you receive as an insurance settlement. Moreover, when vehicles are bought using finance agreements, there can be a gap between the comprehensive insurance settlement and the amount of finance still outstanding, leaving customers with the risk of continuing to pay for a vehicle they no longer even have!

Your car, van or motorbike is one of the biggest purchases you’re ever likely to make and being left out of pocket in the event of it being stolen or written off is not only a bitter pill to swallow, it is also completely unnecessary!

A GAP Insurance policy from is designed so that should the worst happen, you’re protected financially.

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Why Buy GAP Insurance from

Policies from are designed to be considerably cheaper than those offered by motor dealers whilst at the same time offering complete comfort that should the worst happen, your GAP is covered. is part of Halo Insurance Services, an award-winning specialist insurance intermediary with a track record of creating high quality, online insurance products that are considerably cheaper than traditional policies offered within their markets, without sacrificing on cover.

Halo has teamed up with MAPFRE Asistencia, a leading underwriter of GAP Insurance in the UK to deliver, giving you the peace of mind that when you buy from us the only thing we cut is the price, never the cover.

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With InsuretheGap you get…

  • Free, no obligation GAP insurance quote
  • A range of policy options to suit different drivers with different vehicle finance arrangements
  • Works with new and used vehicles
  • Considerable savings compared to policies offered by motor traders and dealerships
  • Safe and secure website protected by 32 bit encryption
  • Available for vehicles from £5,000 to £150,000 in value